Cardi B Watches Yacht Sink During Vacation

Cardi B is enjoying “that life” way more than the guy who owned a nearby yacht that sunk before her very eyes.

Cardi was hangin’ on the beach during a vacay with Offset Saturday, when she spotted the yacht as it disappeared into the drink. Of course, she chronicled everything on video and posted it.

Cardi gives a dramatic play-by-play … “What the f***?!!? It’s sinking!!! Y’all see this?!!?”

And then the hilarious line … “There ain’t no big boat that could save it?!? She bid farewell in Cardi fashion … “Bye-bye.”

She says no one was on board the doomed vessel.

It’s unclear where Cardi and Offset are … but it looks super tropical. She posted photos of her and her hubby on a private jet en route to wherever they are.